Certified AI & Engineering Partner · US-Registered · Est. 2012
US HQ
EV Software
OCPP / OCPI / ISO 15118
ISO 27001
GDPR · NEVI Aware
EV Software Lives or Dies in the Field. We Engineer for the Field.
AI-native EV software for charging networks, fleets, and OEMs — OCPP / OCPI charging platforms, fleet management and telematics AI, battery analytics, V2G and smart-grid integration, ISO 15118 Plug & Charge. Built for uptime, audit, and scale. ISO 27001 certified. US-registered.
Buyer Types Served
CPOs · Fleets · OEMs
Standards Supported
OCPP 1.6 / 2.0.1 · OCPI 2.2.1
Project Range
$15K – $360K+
Built for EV Procurement
Why CPOs, Fleets & OEMs Choose AddWeb
🇺🇸
US-Registered Entity
Greenville, SC headquarters with US-based account managers. Simplifies procurement, NEVI program participation, and IP transfer for North American and European EV buyers.
⚖
Standards-Native
OCPP 1.6 + 2.0.1, OCPI 2.2.1, ISO 15118, OpenADR. Not learning these on your dollar — these are how our EV practice ships.
⚡
Materially Lower TCO
Same engineering caliber as US-based EV consultancies at materially lower total cost — through global delivery without offshore quality compromise.
★
Verified Track Record
4.9 Clutch rating from 74+ verified reviews. 98% client retention. 1,000+ projects shipped. 4.2-year average client relationship.
The Cost of Field Failure
Sound Familiar?
EV software fails in three predictable ways: chargers that go offline at 11pm Friday and stay offline until Monday; fleet AI that backtests perfectly and breaks the moment cold weather drops range by 20%; and OEM driver apps that look beautiful in the demo and crash in the parking lot. Most EV vendors solve for the demo. We solve for the field.
”
CPO Pain
Our packaged charging platform handles 70% of our use cases. The other 30% are exactly what our enterprise customers keep asking for — and what our roadmap can’t deliver.
”
Fleet Pain
Our drivers are stranded twice a week because the charging schedule does not understand cold weather, route deviations, or that station that always has one broken stall. We need software that understands reality.
”
OEM Pain
Our connected vehicle backend was built five years ago for a different business. Now we have driver apps, third-party data partners, and OTA pressure — and a backend that cannot scale to it.
”
Energy Pain
Our utility wants V2G participation. Our regulator wants demand-response data. Our customers want one bill. We have nothing that talks to all three.
OUR STANCE
In EV mobility, downtime isn’t a bug. It’s a stranded driver. We engineer for both.
We are not a body shop. We are not a feature factory. When we ship AI for Fintech, we ship the trained model, the MLOps pipeline, the explainability layer, the audit trail, the compliance documentation, and the runbooks. Engineering integrity is not optional in a regulated environment.
What We Build
Five Capabilities, One Integrated Practice
Most clients engage on one capability and expand to two or three over 12–18 months. Each is engineered to ship standalone or as a unified AI platform across your fintech stack.
CAPABILITY 01
AI Fraud Detection & Risk Scoring
“Catch fraud in milliseconds. Not weeks.”
Real-time transaction scoring with sub-100ms inference latency. Custom-trained on your transaction profile. SHAP explainability built in so every block decision is auditable. Adapts to novel fraud patterns within hours, not retraining cycles.
XGBoost
PyTorch
Kafka
SHAP
Feature Store
CAPABILITY 02
AI Underwriting & Credit Decisioning
“From application to approval in seconds.”
Alternative-data credit models for thin-file and underbanked applicants. Bias detection and fair-lending compliance built into the pipeline — not audited after the fact. Champion-challenger frameworks keep your risk team in control of every model promotion.
scikit-learn
LightGBM
Fairlearn
MLflow
Plaid API
CAPABILITY 03
AI for KYC, AML & Compliance
“Compliance that scales as fast as your user base.”
Document AI for ID verification (passports, driver’s licenses, utility bills) at 99%+ accuracy. Transaction-monitoring agents that flag suspicious activity 24/7. Sanctions screening integrated with OFAC, EU, and UN watchlists. Built for regulator handoff.
Computer Vision
OCR
YOLOv8
Transformers
Neo4j
CAPABILITY 04
Conversational Banking & Voice Agents
“Customer service that actually resolves. At 3am.”
Voice agents for balance inquiries, card disputes, and loan applications. Chatbots that escalate intelligently — PII-aware, compliance-aware, with full conversation audit trails. Multilingual support across 40+ languages with regional banking context.
LLM Orchestration
Twilio
Whisper
RAG
LangGraph
CAPABILITY 05
AI Personalization & Predictive Insights
“Banking that knows the customer. Without crossing privacy lines.”
Next-best-action engines for upsell, retention, and product recommendations. Churn prediction with 60+ days of forward visibility. Privacy-first architecture using federated learning, on-device inference, and synthetic data — GDPR, CCPA, DPDP-aligned.
PyTorch
TensorFlow
Recsys
Federated Learning
Snowflake
CAPABILITY 06 — DISCOVERY
AI Opportunity Assessment
“Not sure where to start? Start here.”
A 45-minute strategy call followed by a 2–3 week feasibility audit. We map the highest-ROI AI use case in your specific business, recommend build-versus-buy, and produce a calibrated roadmap. Whether or not we work together afterwards.
Free 45-min Call
$15K Discovery Sprint
Fixed Scope
System Architecture
How the Stack Fits Together
Four layers. Each independently swappable. Cloud-agnostic, vendor-agnostic, and built so you are never locked into a single provider.
Layer 4 — Customer Apps
Mobile + Web + Voice
React + Next.js · Mobile SDKs · Twilio · Genesys
Layer 3 — Compliance
Explainability + Audit
SHAP · Bias detection · Audit logs · Drift monitoring
Layer 2 — ML Models
Fraud · Underwriting · KYC · NLP
PyTorch · XGBoost · Transformers · MLflow
Layer 1 — Data & Features
Feature Store + Streams
Snowflake / Databricks · Kafka · Feast
↑↓ Bidirectional data flow · Sub-100ms inference at edge · Audit-grade logging at every layer ↑↓
Why this matters: Every model decision must be explainable, auditable, and reversible. Layer 3 (compliance) is not a layer we add at the end — it is wired into every inference call. Your regulator should be able to trace any decision back to the exact features, model version, and threshold that produced it. Our architecture treats that as table stakes, not as a feature.
For Your Segment
AI We Deploy Across Fintech
Six high-value fintech deployments. The architecture stays the same — the data, the regulators, and the success metrics differ per segment.
Digital Banks & Neobanks
End-to-End AI Stack From Onboarding to Retention
Complete AI layer for digital-first banks — KYC document AI at signup, fraud scoring on every transaction, conversational AI for support, churn prediction across the full customer lifecycle.
Core Use Cases
KYC AI · Transaction fraud scoring · Conversational support · Churn prediction · Personalized product recommendations
Typical KPIs
Time-to-account (under 4 minutes) · Fraud loss rate · Cost per support ticket · 90-day retention
CLIENT VALUE
Faster onboarding without raising fraud. Lower support cost without raising NPS pain. Retention lift through proactive interventions.
Lending & BNPL
AI Underwriting + Collection Optimization
Alternative-data credit models for consumer, SME, and BNPL lending. Champion-challenger frameworks keep risk teams in control. Bias detection meets fair-lending requirements. Collections AI optimizes contact strategy.
Core Use Cases
Thin-file underwriting · Approval-rate lift · Default prediction · Collections optimization · Pre-qualification
Typical KPIs
Approval rate at constant default · Net loss rate · Collections recovery · Time-to-decision
CLIENT VALUE
ECOA + Fair Lending alignment. Approval-rate lift without raising default. Regulator-ready decision explainability.
Payments & PayTech
Real-Time Fraud + Sanctions + Disputes
Sub-100ms transaction scoring at production volumes. Multi-rail support (cards, ACH, wires, real-time payments). Sanctions screening with low false-positive rates. AI-assisted dispute resolution.
Core Use Cases
Real-time fraud scoring · Sanctions screening · Dispute resolution · Merchant risk · ACH return prediction
Typical KPIs
Fraud loss basis points · Approval rate · False-positive rate · Sanctions match accuracy · Dispute resolution time
CLIENT VALUE
Lower fraud losses without raising friction. Sanctions accuracy that passes audit. Faster dispute closure with full audit trail.
Traditional Banks
Modernization Without Compliance Risk
AI integration into legacy core banking systems. Champion-challenger deployment so risk and audit stay in control. Explainability that satisfies OCC, FCA, ECB regulators. Phased rollout with parallel-running shadow models.
Core Use Cases
AML transaction monitoring · Customer 360 · Relationship manager AI · Branch operations AI · Regulatory reporting
Typical KPIs
SAR quality · False-positive rate · Time to model approval · Audit pass rate · Operational lift
CLIENT VALUE
Audit-ready model governance. Regulator sign-off processes. Modernization without disrupting core banking operations.
Insurtech
AI Underwriting, Claims & Fraud
AI underwriting for auto, home, life, and SME lines. Computer vision for damage assessment and claims triage. Fraud detection across the claims lifecycle. Document AI for first-notice-of-loss processing.
Core Use Cases
Underwriting AI · CV-based damage assessment · Claims fraud detection · Document AI · Risk pricing
Typical KPIs
Loss ratio · Combined ratio · Time-to-quote · Claims cycle time · Fraud capture rate
CLIENT VALUE
Faster quotes without raising loss ratio. Lower claims fraud. Audit-ready underwriting decisions.
Wealth & Capital Markets
AI Advisory, Portfolio & Compliance
AI-assisted portfolio construction. Robo-advisor logic with human oversight. Trade surveillance for market abuse detection. Personalized client communications under FINRA / MiFID compliance.
Core Use Cases
Robo-advisor logic · Trade surveillance · Personalized advisory content · Onboarding KYC · ESG scoring
Typical KPIs
AUM growth · Surveillance precision · Advisory engagement · Onboarding conversion · Regulatory pass rate
CLIENT VALUE
FINRA / MiFID II / SEBI compliance built in. Personalization without crossing suitability lines. Surveillance audit-ready.
Don’t see your segment?
If your fintech operation has decisions made on data, documents processed by humans, or customer interactions handled by support — AI applies.
Our Delivery Model
US-Registered. Globally Delivered. No Compromise on Quality.
The structure that lets us match US-based AI consultancies on engineering caliber while delivering materially lower total cost of ownership.
US-Registered Headquarters in Greenville, SC. Account managers and senior architects based in the US for procurement, contracting, IP transfer, and on-site engagements with regulated financial institutions. Dedicated NJ office for Northeast and Wall Street clients.
Senior Engineering Center in Ahmedabad, India. 160+ engineers including ML scientists, fintech specialists, MLOps engineers, and full-stack developers. ISO 9001 + 27001 certified facility. Same caliber as US-based teams at materially lower cost.
4-Hour Daily Time Zone Overlap with US Eastern and Pacific. Daily standups in your time zone. Senior engineers travel to client sites for compliance discovery, model validation, and regulator-facing engagements. One accountable account lead — never handoffs across geographies.
13+ yr
In Production
Since 2012
98%
Client Retention
Industry-Leading
4.2 yr
Average Client
Relationship
160+
Senior Engineering
Headcount
Technology Stack
The Production AI Stack We Deploy
Vendor-agnostic engineering. Standardized on industry-grade tooling trusted by global financial institutions. Final selection driven by your existing data infrastructure, compliance requirements, and cloud preferences.
ML Frameworks
PyTorch
Deep learning · production-grade serving
TensorFlow + TFX
End-to-end ML pipelines
scikit-learn
Classical ML · interpretable models
XGBoost / LightGBM
Tabular data · fraud + credit
Hugging Face Transformers
NLP · LLM fine-tuning
Cloud & ML Platforms
AWS SageMaker
End-to-end ML on AWS
Azure Machine Learning
Enterprise Azure environments
GCP Vertex AI
Google Cloud-native ML
Self-hosted Kubernetes
Sovereign / on-prem deployments
Snowflake / Databricks
Data + ML platform integration
MLOps & Monitoring
MLflow
Experiment tracking + model registry
Feast / Tecton
Feature store
Evidently AI / Whylogs
Drift + bias monitoring
Weights & Biases
Experiment tracking
Argo Workflows / Airflow
Orchestration
Explainability & Governance
SHAP
Per-prediction explainability
Fairlearn / Aequitas
Bias detection across protected attributes
Captum
Deep model interpretability
LIME
Local explanation generation
Custom audit logging
Per-inference tracing
Real-Time Infrastructure
Apache Kafka
Real-time event streaming
Redis
Sub-ms feature lookup
Apache Flink
Streaming feature computation
NVIDIA Triton
Model serving at scale
gRPC + Protobuf
Low-latency inference APIs
Fintech Integrations
Plaid · Yodlee · Tink
Open banking + alternative data
Twilio · Genesys
Voice + chat infrastructure
ComplyAdvantage · Onfido
Sanctions + KYC providers
Salesforce FSC
Financial Services Cloud
FIS · Fiserv · Temenos
Core banking integration
Delivery Process
How AI for Fintech Engagements Run
Six phases. Each with defined deliverables, sign-off gates, and clear go/no-go decisions. The same methodology we use for $15K Discovery Sprints and $360K+ multi-model platform engagements.
01
Weeks 1-3
Discovery + Data Audit
Production data review under NDA. Use-case prioritization. Build-versus-buy analysis vs packaged vendors. Output: feasibility report with calibrated cost, timeline, and ROI model.
02
Weeks 4-6
Architecture + Compliance Design
Model architecture, MLOps stack, explainability layer, bias detection, audit logging design — all reviewed by your compliance team before any code is written.
03
Weeks 7-10
Model Training + Validation
Custom model training on your data. Champion-challenger frameworks. Bias and fair-lending validation. Backtest performance against agreed KPIs. Compliance documentation drafted in parallel.
04
Weeks 11-13
Shadow Deployment
Model deployed in shadow mode running parallel to existing production logic. Comparison reports against current decisioning. Risk team approval before any live traffic switches.
05
Weeks 14-16
Phased Production Rollout
Gradual ramp from 1% to 100% production traffic with monitored KPIs at each tier. Champion model promotion only on demonstrated lift. Live MLOps monitoring established.
06
Weeks 17-18+
Handover + Optional MLOps
Full IP transfer. Source code, models, pipelines, runbooks. Optional Annual MLOps Contract for drift monitoring, retraining, and expansion to additional use cases — or full handoff to your team.
Engagement Models
How You Engage Us
Three commitment tiers. Discovery validates feasibility before you commit capital. Production Build deploys a single use case end-to-end. Multi-Model Platform deploys at enterprise scale across multiple AI capabilities.
Discovery Sprint
“Should we build this?”
2-3 week fixed-scope feasibility audit. Best for fintech teams unsure whether to build, buy, or partner — or which AI use case to ship first.
$15K – $22K
2-3 weeks · fixed price
Multi-Model Platform
“Standardize. Scale. Centralize.”
Phased rollout across 3+ AI capabilities or multiple lines of business. Standardized architecture, centralized MLOps, embedded ML retraining, dedicated AI practice embed.
$360K+
6-12 months · phased delivery
Annual MLOps Contract: Optional starting at $9,500 USD per year. Includes drift monitoring, scheduled retraining, model performance reviews, and 24-hour engineering response on production issues.
Pricing ranges shown for transparency. Exact quotes depend on use-case complexity, data volume, integration scope, and compliance environment. Discussed in Discovery.
Typical Payback: 6–14 Months
For fraud detection: typical payback in 6-12 months driven by reduced fraud loss and lower false-positive friction. For AI underwriting: 9-14 months from approval-rate lift without raising defaults. For KYC automation: 6-9 months from manual review reduction. Discovery includes a calibrated ROI model based on your actual loss rates, volumes, and current process costs.
The Honest Comparison
AddWeb vs. US AI Consultancies vs. Packaged Fintech AI
Three paths to AI in fintech. Each has trade-offs. Here is the unbiased comparison.
Factor
AddWeb (US-Reg + Global Delivery)
US AI Consultancies
Packaged (Sift / ComplyAdvantage / Onfido)
All comparisons based on typical mid-market enterprise fintech engagements in North America and Europe. Actual figures vary by scope, data complexity, and vendor selection.
Low-Risk Engagement
How We Make AI for Fintech Low-Risk
Most enterprise AI projects fail in production — not in development. We have engineered five concrete safeguards to flip those odds.
01
Discovery Truth
If our 2-3 week Discovery determines you should buy a packaged vendor instead of build, we tell you. You pay only for Discovery — never for the wrong build.
02
NDA-First Always
Mutual NDA before any data review. Every engineer signs an individual NDA. ISO 27001 certified. Default architecture: your data never leaves your environment.
03
Shadow Before Live
Every model runs in shadow mode parallel to your existing decisioning before any production traffic switches. Risk team approval required at every promotion gate.
04
Phased Rollout
Live traffic ramps from 1% to 100% in monitored stages. Final 20% payment only releases after the system meets contractual performance KPIs in production.
05
Full IP Transfer
Source code, AI models, training pipelines, MLOps configs, dashboards, runbooks — all yours on completion. No retention, no lock-in, no perpetual license fees.
Compliance & Standards
Built to Pass Regulatory Review
Fintech AI requires more than working code. It requires audit-ready documentation, certified processes, and regulator-aligned engineering that satisfies your supervisory authority.
ISO 9001 + 27001
Quality Management + Information Security. Both certified. Audit-ready for enterprise procurement.
SOC 2 Aligned
Security, availability, confidentiality controls aligned with SOC 2 Type II reporting expectations.
GDPR · CCPA · DPDP
Data residency by design. EU + UK + US + India + Australia frameworks. Federated learning where required.
OCC · FCA · ECB · RBI
Worked with institutions answering to all four. ECOA + Fair Lending. MiFID II. PSD2. Basel III aligned.
AddWeb AI Suite
This Is One Industry. We Run an Entire AI Practice.
Three owned AI products. Four years of production AI work. Open-source contributions on Hugging Face and Kaggle.
Beyond AI for Fintech, AddWeb operates a full AI Solutions practice covering Generative AI & LLM development, AI Agents & Automation, Custom ML, Computer Vision, AI Voice Agents, and AI for eCommerce. Three of our AI products are in production today:
AddWeb AI
Customizable AI Platform for Business Workflows
EcomSupport360
AI-Powered eCommerce Automation
WeWP
AI-Driven WordPress Hosting
Six Commitments
How We Engineer AI for Fintech
01
Intelligence First
AI-native since 2022 — embedded into your stack, not bolted on top.
02
Surgical Precision
Shadow deployment. Phased rollout. Calibrated KPIs. Audit-ready documentation.
03
Partner Not Vendor
4.2 year average relationship. 98% retention. We grow with you.
04
Verified Authority
Open-source proof on Hugging Face + Kaggle. ISO 9001 & 27001 certified.
05
Radical Transparency
Sprint reviews. Milestone reports. Direct engineer access. You see everything.
06
Built for What’s Next
13+ years shipping. 1000+ projects. Real production AI today.

Book Your Call with a
Full Stack Expert

Ravi Maniyar
Director – Full Stack Development
With 13+ years of experience in JavaScript, TypeScript, and React Native, building high-performance web and mobile applications with scalable, clean architecture.
Free Resource
The 30-Point Fintech AI Readiness Checklist
Before you commit $85K+ to an AI project, audit your readiness across 30 critical factors — data infrastructure, regulatory environment, build-versus-buy criteria, MLOps capability, compliance posture, and team readiness. Used by CTOs and Heads of AI to de-risk fintech AI investments.
FAQs
Questions CTOs & Heads of EV Ask
It is the engineering of software systems that run electric mobility — charging network platforms (OCPP, OCPI, ISO 15118), fleet management and telematics, battery analytics, route and energy optimization, V2G and smart-grid integration, and connected vehicle apps for OEMs. AddWeb builds production-grade EV systems for charge point operators, fleet operators, and EV OEMs across North America, Europe, and APAC.
Discovery Sprints start at $15,000 USD. Single-platform production builds (a charging back office, fleet AI module, or OEM driver app) typically range from $85,000 to $145,000 USD. Multi-platform engagements (multiple capabilities or multi-region rollouts) start at $360,000 USD. Annual support contracts start at $9,500 USD per year. Final pricing is calibrated during your Discovery Call.
Yes. AddWeb Solution maintains its US headquarters in Greenville, South Carolina, with additional offices in New Jersey and Melbourne, Australia. Our delivery center is in Ahmedabad, India. This US-registered structure simplifies procurement, contracting, and IP transfer for North American and European EV clients — including NEVI-funded public charging programs.
OCPP 1.6 and 2.0.1 for station-to-cloud communication. OCPI 2.2.1 for roaming and inter-network interoperability. ISO 15118 for Plug & Charge. OpenADR 2.0b and IEEE 2030.5 for utility and demand-response programs. We also integrate OEM telematics APIs (Geotab, Samsara, Verizon Connect) and major charging network APIs.
A 2 to 3 week Discovery Sprint validates feasibility and produces a fixed-scope proposal. Standard production builds run 12 to 18 weeks from PO to live deployment. Multi-platform engagements run 4 to 6 months. Multi-region or multi-OEM rollouts run 6 to 12 months and are delivered in phases.
Three primary buyer types: charge point operators (CPOs) deploying public, workplace, and depot charging networks; fleet operators electrifying logistics, delivery, ride-share, and corporate fleets; and EV OEMs and Tier-1 suppliers building telematics, driver apps, and connected-vehicle data products. We also serve energy utilities running smart-charging programs and public-sector agencies managing municipal fleet electrification.
Yes — fully. On final payment, all source code, AI models, training data pipelines, integrations, and runbooks transfer to your team. No retention. No lock-in. Master Service Agreement assigns 100% of IP to your company. Hardware vendor warranties pass through from the OEM as standard.
Yes. Our EV practice is built to work with major ecosystem platforms — AMPECO, EV Connect, Driivz, ChargePoint Network for charging; Geotab, Samsara, Verizon Connect for telematics; and OEM telematics APIs. We support major cloud platforms (AWS IoT Core, Azure Digital Twins, GCP IoT) and standard payment processors (Stripe, Adyen). We adapt integrations to your existing stack — we do not force you onto ours.
Data residency is a first-class architectural decision. We support EU, UK, US, India, and Australia data-residency requirements. Default architecture: customer and driver data never leaves your environment. We design for GDPR, CCPA, and DPDP compliance from day one — including driver consent management, location-data minimization, and driver-app privacy controls.
V2G is shipping in production today, but only for specific use cases — managed depot charging for fleets, virtual power plants for utilities, and bidirectional vehicles approved for V2G operation. We build the orchestration layer (OpenADR signaling, IEEE 2030.5, dispatch scheduling) and integrate with the bidirectional chargers and approved vehicles in your scope. We do not promise V2G economics that depend on regulatory approvals you do not have.
Most charger integration is software-side via OCPP. We test against major manufacturers (ABB, Siemens, Wallbox, ChargePoint hardware, Delta, ENGIE Eways, Tritium, Kempower) during Discovery and Factory Acceptance Testing. For deep integrations or custom firmware coordination, we work directly with the OEM during your station selection. We document supported and unsupported chargers in the Discovery deliverable before any procurement.
Packaged platforms are excellent for standardized network operations under ~500 stations. Custom builds make sense when you need: differentiated driver UX, multi-network roaming logic that the platform does not support, custom pricing or revenue-share models, deep integration with your existing fleet or energy system, or sovereign data residency. We assess fit honestly during Discovery — if a packaged platform serves you better, we will tell you.
For CPOs: typical payback in 9 to 14 months, driven by uptime improvement, reduced support cost, and roaming-revenue capture. For fleet operators: 6 to 12 months, driven by charging-cost optimization, reduced range incidents, and fleet utilization. For OEMs: longer (18+ months) but higher strategic value, driven by connected-vehicle data products and customer retention. Discovery includes a calibrated ROI model based on your actual operations.
Yes. Schedule a Discovery Call with our EV practice. We will review your buyer type (CPO / fleet / OEM), your existing stack, your data, and your regulatory environment, and tell you directly whether build, buy, or partner is the right answer for your specific problem. No sales pitch.
Your Move
Three Ways to Start. Pick Your Commitment Level.
From a 30-minute Discovery Call to a free readiness checklist, every entry point is designed to give you something useful before you commit a dollar.
We respond within 4 business hours · NDA available on request · ISO 27001 certified · US-registered
